Welcome To McCarthy's!

Whether you live in San Luis Obispo, Paso Robles, Santa Maria or beyond,
McCarthy’s is a Great Place to Buy Your Next Used Car, Truck, or SUV!

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McCarthy’s has been selling the absolute highest quality pre-owned cars, trucks and SUV’s in San Luis Obispo County since 1979. From Paso Robles to Santa Maria, San Luis Obispo to Arroyo Grande, our loyal customers have voted McCarthy’s the #1 Used Car Dealer year after year in the New Times Readers’ poll.

McCarthy’s have the original vehicle consignment program in SLO County as well as our growing “Cash for Cars” program. Our professional finance department and zero pressure sales team are second to none. While other dealers sell a few used cars, our focus is simple. We do one thing and we do it better than anyone… Used Cars! The next time you or someone you care about needs to buy, sell or consign a high quality used vehicle make sure you come in and talk with us!

McCarthy's Drive to Help Local Charities


fcni_logoMcCarthy’s is donating $10 to FCNI for every test drive taken

The Family Care Network is a 501(c)(3) private, nonprofit children and families services provider located on the Central Coast. Established in 1987 to provide family-based treatment services, the agency’s programs have grown to annually serve over 1,500 children, youth and families affected by trauma living in San Luis Obispo and Santa Barbara counties. For more info visit fcni.org


By visiting McCarthy’s, you’re helping support the local community.  Each month, McCarthy’s spotlights a different local charity, and gives money to support their efforts right here on the Central Coast. Whether you buy from us or not, we invite you to come take a test drive and help the featured Central Coast charity of the month.


Check our our charity of the month!



2007 Jeep Grand Cherokee Laredo


2014 Volkswagen Jetta 1.8T SE


2007 Toyota Tacoma Base


2008 Mini Cooper S Clubman


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Customer Reviews

Read what real customers are saying about their experience at McCarthy’s!


Our experience with McCarthy’s was amazing. We were in the market for a new, used car and had been to nearly each and every dealer within San Luis Obispo. We either didn’t like the vehicle selection or didn’t like the too-pushy service. But when we got to McCarthy’s and met Mimi, we were immediately relaxed. Their selection was wonderful and we found our dream car that day. Being very knowledgable, Mimi made the whole experience smooth and answered all of our questions (and we had many). When we need our next car, this is where you will find us!


– Michael, Sheri, and Sophia Parsons



When we first approach a car lot we’re never sure what to expect. All our past experiences and preconceived notions surface and we’re automatically apprehensive and guarded. But the moment we walked on the lot and  Mimi De Forest came out to assist us we felt like she was working on our behalf to find the vehicle that ticks all our boxes. Although we didn’t find what we wanted on that first visit, Mimi continued to “shop” for us. Then about three weeks later she calls and informs us that the truck we had been looking for was just traded in twenty minuets ago. We drove down, checked it out and bought it that day. Now that’s the way to buy a vehicle!!!!
Buying my car from Mike Estes was a great experience. He was helpful, knowledgeable, and down to earth. I did not feel pressure to buy and he genuinely felt like he wanted me to get the best car at the best price. I definitely recommend using McCarthy and talking to Mike. I am happy with my first big purchase and thankful I chose McCarthy’s.

Who We Are


Rick Eggleton
Tommy Miner
From McCarthy's Blog

The latest news and insights from McCarthy’s

Cody’s Credit Corner

by Cody Akers, Finance & Insurance Manager, McCarthy’s One of the questions I get asked the most is “how come my credit score has gone down?”  There is no one thing that causes this to happen, and the credit reporting agencies all have their own formulas and algorithms for computing the number, but there are…


200,000 is the new 100,000

It wasn’t too long ago when car owners were compelled to rid themselves of their vehicles before they reached 100k miles—or face massive depreciation or, even worse, own a car that was all worn out and had no value. Nowadays, many people ONLY BUY cars with 100,000 miles plus on them. Why? Because cars are…


Driving Right Side Up

A lot of people may find the themselves driving upside down.  Not physically, of course, but financially.  The average transaction price of a new vehicle is over $33,000 and in order to afford the monthly payment, more and more people are financing these cars for seven, even eight, years.  The result is they are finding themselves with negative equity for sometimes over 5 years, unable to trade or sell the vehicle because of it.

McCarthy’s offers used cars and trucks for sale on the Central Coast of California, including San Luis Obispo, Paso Robles, Santa Maria, Arroyo Grande, Atascadero, and beyond! We can often offer financing to provide bad credit car loans and no credit auto loans. Apply to get approved today. If you have poor credit or have recently had your credit score lowered, and don’t know if you’ll quality for a loan to purchase a used car, come talk to us about buying a used car here at McCarthy’s. McCarthy’s offers affordable, quality used cars. We also can buy your car if you looking to sell your car. Whether you want cash for your car, or your looking to consign your car, or even trade in your car for a different car, we have a program for you. Come visit McCarthy’s at 43 Higuera Street, San Luis Obispo, CA 93401 for great used cars at great prices!

Looking for Car Loans and Financing in San Luis Obispo? McCarthy’s Makes Financing Easy!

Financing a used car? McCarthy’s is here to get you into the driver’s seat with low car payments you can afford. Our finance specialists are committed to helping you secure a car loan in San Luis Obispo. No matter what your current credit is, stop by or call to speak with our friendly McCarthy’s Team.

Looking for great deals on used cars?

We have San Luis Obispo used cars with great fuel economy! We can offer a great price compared to Kelley Blue Book and low car payments! With a wide variety of cars, trucks, SUVs and fuel efficient hybrids to choose from and an experienced sales team, we are confident that we can find the vehicle that’s just right for you. On our San Luis Obispo used car lot we feature vehicles by many of today’s top manufacturers, including fuel efficient San Luis Obispo used cars.  We often offer for sale the Honda Civic, Honda Accord, Toyota Tacoma, Toyota Corolla, Toyota Camry, Hyundai Elantra, Hyundai Sonata, Audi A4, BMW 325, Dodge Charger, Jeep Cherokee, Jeep Wrangler, KIA Optima, Ford Focus, Ford Explorer, Ford F150, Ford Ranger, Ford Mustang and many more reliable San Luis Obispo used cars!  Each and every one of our safe, reliable San Luis Obispo used cars has been through a detailed inspection by our auto mechanics so you can be sure that we only stock the highest quality used vehicles. And each used car comes with a CarFax report! Want to sell your car? Give McCarthy’s the opportunity to make a free quote for your trade-in! You can sell your car to McCarthy’s with no obligation to buy!